Covered California
Health insurance when you need it.
Covered California
Health insurance when you need it.
Covered California
Covered California helps to connect people with name brand health insurance plans via the Affordable Care Act. This program allows families and individuals with low resources to receive financial aid towards insurance premiums. Depending on your income, you may qualify to receive a discount on health care coverage plans or be eligible to receive insurance through your state’s Medi-Cal progam.
The various combinations of insurance plans and health coverage types might seem a bit intimidating or, perhaps, overwhelming at first glance. However, Tezana’s Covered California Certified Agents are waiting to assist you in making the right choice for you and your family.
Enrollment dates tend to change each year. Open enrollment, the time when you can apply or make changes to your insurance, for the year 2023 is November 1st throughout January 31st, 2024. If you have any questions about Covered California, you can consult us, your Covered California Certified Agents.
Who Qualifies? (Requirements, income level, number of dependents)
Covered California offers the following types of assistance
- Federal Tax Credits, which can reduce the monthly cost of your monthly payment also referred to as Advanced Premium Tax Credit (APTC).
- The State Subsidy, which reduces the cost of your monthly payment.
- Cost-Sharing Reductions, a method in which reductions are subsidized, reducing your out-of-pocket expenses. These out-of-pocket expenses include copays, coinsurance, and deductibles. Cost-sharing price offsets are available for those who qualify for premium assistance. Those who have an annual household income up to 250% percent of the federal poverty level also qualify for the Cost-Sharing Reduction.
To qualify for Federal Tax Credits and the State Subsidy you must align with the following requirements
1
Be a California Resident
2
Be a U.S. citizen, a U.S. national, or be lawfully present in the United States.
3
Not have access to affordable, minimum-value health insurance through an employer.
4
Not be eligible for other public health coverage, including full-scope Medi-Cal, premium-free Medicare Part A or military coverage.
5
File taxes for the year that you will be receiving premium assistance.
6
File taxes jointly if you are married.
7
For federal tax credits, have an annual household income between 100 and 400 percent of the federal poverty level.
8
For the state subsidy, have an annual household income between 0 and 138 percent or over 200 and up to 600 percent of the federal poverty level.
Why Sign-up with a Tezana Covered California Certified Agent?
If you have a specific question or would like a second opinion to confirm you are making the best choice in regard to your coverage and monthly premium, feel free to reach out to one of our Covered California Certified Agents. We are happy to assist you in this process. Why not utilize a seasoned, hassle-free agent?
A Covered California Certified Agent is a trained Insurance Agent that can provide assistance to any person, at no-cost, seeking to apply for Covered California and find the best insurance plan for you and your family.
Our specialists are familiar with the application process and are able to provide you with any answer to your specific questions regarding the qualifying and applying for Covered California process.
Trained professionals are ready to speak with you on our website or over the phone to help you through the application process.
“We’ll get you the best health insurance at the best price!”
Getting you the best health coverage is our mission