
{"id":512,"date":"2022-04-28T23:16:04","date_gmt":"2022-04-28T23:16:04","guid":{"rendered":"https:\/\/lodelinsurance.com\/?page_id=512"},"modified":"2023-09-22T17:10:13","modified_gmt":"2023-09-22T17:10:13","slug":"health-insurance-for-businesses","status":"publish","type":"page","link":"https:\/\/tezanainsurance.com\/en\/health-insurance-for-businesses\/","title":{"rendered":"Health Insurance for Businesses"},"content":{"rendered":"<div class=\"gradient-wrapper\">\n    <div class=\"page_hero_cta\">\n        \n\n        <div class=\"page_hero_cta_inner gssauto gcw\">\n            \n            <div class=\"page_hero_cta-image\">\n                <div class=\"page_hero_cta-content-mobile smb0\">\n                    <h2 class=\"page_hero_cta__headline-mobile\">Health Insurance for Businesses<\/h2>                    <p class=\"lead page_hero_cta__headline-mobile\">Grow your business while we manage your health coverage<\/p> \n                <\/div><!-- page_hero_cta-content-mobile -->\n\n                <img decoding=\"async\" class=\"page_hero_cta_img_mobile\" src=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-mobile.png\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-mobile.png 700w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-mobile-233x300.png 233w\" sizes=\"(max-width: 1024px) 100vw, 1024px\"  alt=\"text\" \/>       \n                \n            <\/div>\n\n\n            <div class=\"page_hero_cta-content flex-vert\">\n                <div class=\"page_hero_cta-content-wrapper\">  \n                    <h2 class=\"page_hero_cta__headline-desktop\">Health Insurance for Businesses<\/h2> \n                    <p class=\"lead page_hero_cta__headline-desktop\">Grow your business while we manage your health coverage<\/p>     \n                    \n                <\/div> \n                <i class=\"fak fa-ticon-diamonds-up\"><\/i>\n            <\/div>\n\n        <\/div><!-- page_hero_cta_inner -->\n\n    <img decoding=\"async\" class=\"page_hero_cta_img_desktop\" src=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-desktop.png\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-desktop.png 1300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-desktop-300x205.png 300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-desktop-1024x701.png 1024w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/06\/tezana-page-hero-sole_proprietor-desktop-768x526.png 768w\" sizes=\"(max-width: 1400px) 100vw, 1400px\"  alt=\"text\" \/>        \n\n\n    <\/div><!-- page_hero_cta -->\n<\/div><!-- gradient-wrapper -->\n\n<div class=\"content_wit_cta_card spb testimonial\">\n    <div class=\"gcw content_wit_cta_card-grid\">\n\n        <div class=\"content_wit_cta_card-content\">\n            \n\n<h2 class=\"wp-block-heading\">Business Health Insurance Solutions<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Have you decided to take the leap and work for yourself by starting your own business? Even if managing your business is currently a part-time thing, you are on the path towards working for yourself one day. Or maybe your hard work has paid off and you currently have an established business with or without employees. Regardless, having tailored options for business health insurance is essential in recruiting and retaining people with the passion, skills and talent to help your business grow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As a business owner, you understand, more than anybody, how hard it can be to find good workers. Like finite resources, companies are always searching for punctual, resourceful, and efficient employees. One way to stand out as an employer is by integrating health care coverage into your benefits strategy. Doing so helps to assist in attracting and retaining top talent. What better way to show your future employees you have their back than literally providing health care that does just that!<\/p>\n\n\n\n<div class=\"wp-block-columns grid-gap is-layout-flex wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full brnd-child\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"540\" src=\"https:\/\/lodelinsurance.com\/wp-content\/uploads\/2022\/08\/LoDel_Business-Health.jpg\" alt=\"Business Health Insurance\" class=\"wp-image-886\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/08\/LoDel_Business-Health.jpg 800w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/08\/LoDel_Business-Health-300x203.jpg 300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/08\/LoDel_Business-Health-768x518.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">At Tezana Insurance, we provide a variety of group health care options focused on shared responsibility between employers and employees, providing access to quality care while controlling costs. Reach out to one of our representatives and allow us to help provide a tailored solution of care and coverage for <br>your business.<\/p>\n<\/div>\n<\/div>\n\n\n        <\/div><!-- .content_wit_cta_card-content -->  \n\n        <div id=\"page-quote\" class=\"content_wit_cta_card-sidebar sticky_child\">\n            \n    <div class=\"contact_cta_card\">\n    \n        <h3>Get a free quote<\/h3>\n        \n        \n        \n                    <script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_5_6\" class=\"gfield gfield--type-textarea gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_5_6'>What can we help you with?<\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_6' id='input_5_6' class='textarea small'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_5_7\" class=\"gfield gfield--type-captcha gfield--width-full field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_5_7'>CAPTCHA<\/label><div id='input_5_7' class='ginput_container ginput_recaptcha' data-sitekey='6Le7bNshAAAAAKI-Ly64JxMkMcH9AvEaaNpGYq9c'  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I acknowledge that my consent is not a condition of purchase. Msg &#038; data rates may apply. Msg frequency varies. Reply HELP for assistance or STOP to opt out. Privacy Policy &#038; Terms.\" id=\"choice_2_10_1\" data-uw-rm-form=\"nfx\">\n                            \n                            <label for=\"choice_2_10_1\" id=\"label_2_10_1\" class=\"gform-field-label gform-field-label--type-inline\">\n                                I consent to receive text messages about insurance quotes, policy updates, and customer support from Tezana Insurance Services at the phone number I provided. I acknowledge that my consent is not a condition of purchase. Msg &#038; data rates may apply. Msg frequency varies. 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I understand that my consent is not a condition of purchase. Msg &#038; data rates may apply. Msg frequency varies. Reply HELP for assistance or STOP to opt out. Privacy Policy &#038; Terms\" id=\"choice_2_11_1\" data-uw-rm-form=\"nfx\" data-gtm-form-interact-field-id=\"1\">\n                            \n                            <label for=\"choice_2_11_1\" id=\"label_2_11_1\" class=\"gform-field-label gform-field-label--type-inline\">I consent to receive marketing text messages, such as promotions or special offers, from Tezana Insurance Services at the phone number I provided, including messages sent via auto dialer. I understand that my consent is not a condition of purchase. Msg &#038; data rates may apply. Msg frequency varies. Reply HELP for assistance or STOP to opt out. <a href=\"https:\/\/tezanainsurance.com\/en\/privacy-policy\/\">Privacy Policy<\/a> &#038; <a href=\"https:\/\/tezanainsurance.com\/en\/terms-and-conditions\/\">Terms.<\/a>\n                            <\/label>\n\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/fieldset>\n\n\n                            <input type='submit' id='gform_submit_button_5' class='gform_button button gform-button--width-full' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Yes, I want my free quote!'  \/> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_5' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_5' id='gform_theme_5' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_5' id='gform_style_settings_5' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_5' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='5' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='n139J3FGevavwergBloLsSFAQsWbYEoIJQ0P+5ZoRyAMSjc53FcUlbItm4HFECtZ2IfXJkuQNXguZCT25ctBx8cOIHzsWeXwjc4mxvomBPDsJwA=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_5' value='WyJbXSIsIjM5YzNhOTY1YzIwNTlkMWJkZDJkNzk5YzM2ZGE2Mjk0Il0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_5' id='gform_target_page_number_5' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_5' id='gform_source_page_number_5' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div><script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 5, 'https:\/\/tezanainsurance.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_5').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_5');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_5').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_5').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_5').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_5').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_5').val();gformInitSpinner( 5, 'https:\/\/tezanainsurance.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [5, current_page]);window['gf_submitting_5'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_5').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [5]);window['gf_submitting_5'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_5').text());}else{jQuery('#gform_5').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"5\", currentPage: \"current_page\", abort: function() { this.preventDefault(); 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       } else {            triggerPostRender();        }    } );} );\n<\/script>\n            <\/div><!-- contact_cta_card -->\n        <\/div><!-- .service-sidebar  -->\n\n    <\/div><!-- .service-grid -->\n<\/div><!-- content_wit_cta_card -->\n\n\n<div class=\"wp-block-group gcw-child sph spb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading mb0\">Types of Options<\/h2>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group gcw-child sph spv has-clr-1-grad-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group has-clr-1-grad-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group tzncard smb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-left has-clr-3-color has-text-color\">Fully-Insured Plans<\/h3>\n\n\n\n<div class=\"wp-block-columns grid-gap gss--2-3 is-layout-flex wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"540\" src=\"https:\/\/lodelinsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-Fully-Insurance.jpg\" alt=\"Full Insurance Plans for Business\" class=\"wp-image-1111\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-Fully-Insurance.jpg 800w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-Fully-Insurance-300x203.jpg 300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-Fully-Insurance-768x518.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">This is a more traditional approach where we at Tezana would take on the risks involved with healthcare costs. The insurance policy is partially paid for by the employees with the business covering the balance of the annual premium. Some factors the insurer uses to calculate group premiums include:<\/p>\n\n\n\n<ul class=\"licon--dot wp-block-list\">\n<li>The number of employees and their overall (health) wellness<\/li>\n\n\n\n<li>Average age of employees<\/li>\n\n\n\n<li>The employer&#8217;s previous history of claims<\/li>\n\n\n\n<li>Occupation types<\/li>\n\n\n\n<li>Coverage level and benefit add-ons<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group tzncard smb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-left has-clr-3-color has-text-color\">Self-Funded Plans<\/h3>\n\n\n\n<div class=\"wp-block-columns grid-gap gss--2-3 is-layout-flex wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"540\" src=\"https:\/\/lodelinsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-Self-Funded.jpg\" alt=\"Self Funded Insurance Plans for Business\" class=\"wp-image-1113\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-Self-Funded.jpg 800w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-Self-Funded-300x203.jpg 300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-Self-Funded-768x518.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">This plan offers more affordable rates and gives more control to the employer, though having to cover large claims is a tradeoff. While this method is more common amongst larger businesses, it is not limited to them. Small to medium-sized businesses can also leverage the affordability of this plan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another option is to consider the partially self-funded policy with stop-loss insurance that provides the affordability while limiting your risk should a high-cost claim occur.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group tzncard smb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-left has-clr-3-color has-text-color\">Health Maintenance Organization (HMO)<\/h3>\n\n\n\n<div class=\"wp-block-columns grid-gap gss--2-3 is-layout-flex wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"540\" src=\"https:\/\/lodelinsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HMO.jpg\" alt=\"HMO Insurance Plans for Business\" class=\"wp-image-1116\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HMO.jpg 800w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HMO-300x203.jpg 300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HMO-768x518.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">HMO encompassed group coverage where members pay for specific health services through monthly premiums. One drawback of this plan is the limited number of healthcare providers and location services within the network itself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While this tradeoff allows for more affordability when compared to other types of insurance plans, the limited number of healthcare providers and service locations can result in employees seeking treatment out of network, potentially resulting in the employee covering the entire cost of the treatment.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group tzncard smb\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-left has-clr-3-color has-text-color\">Preferred Provider Organization (PPO)<\/h3>\n\n\n\n<div class=\"wp-block-columns grid-gap gss--2-3 is-layout-flex wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"540\" src=\"https:\/\/lodelinsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-PPO.jpg\" alt=\"PPO Insurance Plans for Business\" class=\"wp-image-1118\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-PPO.jpg 800w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-PPO-300x203.jpg 300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Bus-PPO-768x518.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Like HMO, this plan also offers a network of healthcare providers and facilities. The added feature is that members are able to visit physicians or locations outside of their network without having to cover the entire cost. As a result, this plan results in higher co-pays and additional service costs but provides more freedom in being able to receive treatment outside of the network.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group tzncard\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-left has-clr-3-color has-text-color\">High-Deductible Health Plan (HDHP) with a Savings Option (HDHP\/SO)<\/h3>\n\n\n\n<div class=\"wp-block-columns grid-gap gss--2-3 is-layout-flex wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"540\" src=\"https:\/\/lodelinsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HDHP-SO.jpg\" alt=\"High Deductible Plans for Business\" class=\"wp-image-1120\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HDHP-SO.jpg 800w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HDHP-SO-300x203.jpg 300w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/09\/Health-Ins-Business-HDHP-SO-768x518.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">At its core, this plan offers lower premiums and higher deductibles for group members. In other words, members will end up paying more out-of-pocket before the policy covers their share. The advantage is lower monthly premiums, tailored for employees who do not utilize many medical services. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This plan can also be paired with a savings option like a health savings account (HAS). Together these accounts allow members to make tax-free contributions that can be utilized to pay for healthcare expenses from small amounts such as copays to major medical services. Since the funds accumulated roll over year after year, they make great retirement savings options as well.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another cost-saving option is a health reimbursement account (HRA). This add-on is similar to HSAs except that the employer makes the contribution in contrast to<br>the employee.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n\n<div class=\"wp-block-group gcw-child sph spv testimonial\">\n\n    <div class=\"wp-block-group__inner-container\">\n\n        <div class=\"wp-block-columns grid-gap-rim grid-gap\">\n\n            <div class=\"wp-block-column gsc--order-1\">\n                <figure class=\"wp-block-image size-full\">\n                    <img decoding=\"async\" width=\"735\" height=\"800\" src=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/05\/Yadira-Circle.jpg\" class=\"content_img_side_sideimage\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/05\/Yadira-Circle.jpg 735w, https:\/\/tezanainsurance.com\/wp-content\/uploads\/2022\/05\/Yadira-Circle-276x300.jpg 276w\" sizes=\"auto, (max-width: 735px) 100vw, 735px\">\n                <\/figure>\n            <\/div><!-- wp-block-column -->\n\n\n\n        <div class=\"wp-block-column flex-vert\">\n\n            <h1 class=\"has-text-align-center sph\">&#8220;We\u2019ll get you the best health insurance at the best price for your business!&#8221;<\/h1>\n            <p class=\"has-text-align-center lead sph\">Getting you the best health coverage is our mission<\/p>\n\n            <div class=\"gssauto grid-gap-rim\">\n\n                <div class=\"wp-block-button expanded text-center\">\n                    <i class=\"fa-solid fa-envelope clr-1 fa-4x spb-rim\"><\/i>\n                    <a class=\"wp-block-button__link\" href=\"#page-quote\">Get a free quote<\/a>\n\n                <\/div><!-- wp-block-button -->\n\n                <div class=\"wp-block-button expanded text-center\">\n                    <i class=\"fa-solid fa-user-headset clr-1 fa-4x spb-rim\"><\/i>\n                    <a class=\"wp-block-button__link\" href=\"tel:310-870-7009\">Call 310-870-7009<\/a>\n                <\/div>\n                \n            <\/div><!-- wp-block-buttons -->\n\n        <\/div><!-- wp-block-column -->\n\n    <\/div><!-- wp-block-group__inner-container -->\n\n<\/div><!-- wp-block-group -->","protected":false},"excerpt":{"rendered":"<p>Types of Options Fully-Insured Plans This is a more traditional approach where we at Tezana would take on the risks involved with healthcare costs. The insurance policy is partially paid for by the employees with the business covering the balance of the annual premium. Some factors the insurer uses to calculate group premiums include: Self-Funded <a class=\"excerpt-read-more\" href=\"https:\/\/tezanainsurance.com\/en\/health-insurance-for-businesses\/\" title=\"ReadHealth Insurance for Businesses\">Read more \u00bb<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-full_width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-512","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Health Insurance for Businesses - Tezana Insurance Services<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tezanainsurance.com\/en\/health-insurance-for-businesses\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Insurance for Businesses\" \/>\n<meta property=\"og:description\" content=\"Types of Options Fully-Insured Plans This is a more traditional approach where we at Tezana would take on the risks involved with healthcare costs. 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